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Our loans have affordable payment options and low rates. Instantly find out here how much you are eligible for.


Fill out the quick form to immediately find out if you are eligible.


Bring required loan documentation to your local branch, fill out an application and pay the application fee


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Changing the Lives of Our Customers

Nix customers share their stories of how Nix small dollar loans
have helped them get out of debt and given them room to breathe.

Our Community

Annual Holiday Food Drive


Now in its 44th year, the Food Drive is an opportunity for employees of Nix Neighborhood Lending and Kinecta Federal Credit Union to partner with more than 40 nonprofit organizations and churches to provide temporary relief to families in need during the holiday season.

Nearly 1,000 families were selected to participate in this annual event. Each family received a $75 grocery store gift certificate to Ralphs/Food 4 Less and bag of traditional Thanksgiving food items courtesy of Nix and Kinecta.


Manage Your Money

Paying Less for Necessities

Since the Great Recession, many families have found themselves out of work, with fewer hours, or with less income.

Avoid Wasting Money

Last month when I reached into the back of my pantry in search of something that might qualify as dinner.

Find the Money

Many people look at their debt and think “wow, this is so big I’ll never be able to pay it off.”

Getting from fired to hired

Whether you were “laid off” because your employer can no longer afford to pay you.