NIX Neighborhood Lending

Financial help in a few easy steps.
Our loans can help you in a big way, and can even help you build or repair your credit.

Our simple 3 step Personal Loan process:

Fill out the quick form on the website or at a branch to find out if you are eligible

Bring your paperwork to your local branch, fill out an application and pay the $49.95 application fee

Get your money

Nix, changing the lives of our customers.

Nix customers share their stories of how the Nix small dollar loan has helped them get out of debt and gave them room to breathe.







Our Neighborhoods

Annual Holiday Food Drive


Now in its 42nd year, Nix and Kinecta worked directly with a diverse list of community-based nonprofit organizations to identify families in need.
In 2015 over $70,000 was raised through customer, member, and employee donations along with product and corporate sponsors including MoneyGram; ACS; Action Contractors; ALM First Financial Advisors LLC; California Creative Solutions, Inc.; CBRE; Crowe Horwath LLP; FIS Global; Green Dot; Diebold Incorporated; Raymond James; Radian; SWBC; Team Quality Design; Vantiv; Willis Group; and Mrs. Cubbison’s. Nearly 1,000 identified families received a grocery store gift certificate and bag of traditional Thanksgiving food items courtesy of Kinecta and Nix.

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Manage Your Money

How to Avoid Wasting Money on Groceries

Last month when I reached into the back of my pantry in search of something that might qualify as dinner, I found several cans of...

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Fired Up: Getting from fired to hired

Whether you were "laid off" because your employer can no longer afford to pay you or "fired" because you made some rookie mistakes, there are...

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