Can I use Nix Neighborhood Lending to rebuild my credit score?

Yes, customers can make nominal monthly payments towards the balance and build credit if paid according to the terms. Customers who qualify can borrow from $200 – $1,000. At Nix, we want to help our consumers achieve financial freedom.

How is Kinecta Federal Credit Union Associated with Nix Neighborhood Lending?

Nix was founded in 1966 and is a wholly owned credit union service organization of Kinecta Federal Credit Union. Our Payday Cash Advance Loan, Debt Consolidation Loan, Line of Credit Loan, Immigration Loan and Family Loan are provided by Kinecta Federal Credit Union available at Nix. The Kinecta Express prepaid Visa® card is issued by Kinecta Federal Credit Union. Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. Deposits at Kinecta Federal Credit Union are federally insured by the NCUA.

Which of my outstanding debts qualify for the Debt Consolidation Loan?

Payday loan debt, car loans or medical bills are eligible under the debt consolidation loan.

Payday loan debt, car loans or medical bills are eligible under the debt consolidation loan.

With 35 locations all over LA, there’s one near you. Nix Neighborhood Lending is located in Central Los Angeles, Long Beach,Inglewood, El Monte, Altadena, Santa Clarita, Rialto and Anaheim and surrounding areas. Nix offers full-service Kinecta ATMs at 27 locations.

How is Nix Neighborhood Lending different than the alternatives?

Nix Neighborhood Lending is a better alternative to other lenders because Nix Neighborhood Lending offers lower interest rates with clear terms and conditions. This is made possible through our relationship with Kinecta Federal Credit Union. Consumers also have the opportunity to rebuild their credit score.

Once I’m approved, when will I receive my funds?

Generally, consumers will receive their funds within 48 hours at processing locations.

What if I can’t repay my loan on time?

The first and most important thing you must do if you can’t pay your loan is contact Nix Lending and explain your situation. We may be able to setup some type of alternative payment arrangement.

What should I do, if I’m worried my credit isn’t good enough?

A poor credit history may not necessarily hinder you from receiving a Nix Neighborhood Lending product. One of our representatives will work with you to see which options are available for you.

What loan products are available at Nix?

Nix has a variety of loans including the Payday Cash Advance Loan, Immigration Loan, Family Loan, Debt Consolidation Loan and Line of Credit. In addition to these we have other services for your convenience.